Providing solutions to overwhelming debt
A sudden tragedy, lost job or unexpected health problem can create mounting debt that quickly turns once-manageable bills into unbeatable monthly obstacles. With 32 years of bankruptcy law experience, Douglas D. Middleton can help you take control of your debt so you can take control of your life.

Negotiator of debt relief options
Douglas researches the best means for handling your debt, which is not always bankruptcy. When it is in your best interest to avoid bankruptcy, Douglas is an experienced negotiator who can step in on your behalf to persuade creditors to lower your debt and accept more reasonable monthly payments.

Extensive experience with debt analysis
Douglas truly listens to your needs and thoroughly analyzes your case to determine if bankruptcy is the best option for easing your financial burden. He reviews your debts, income and expenses, and explains the ultimate impact of bankruptcy on your family, business, home and future credit. If bankruptcy is the right choice, Douglas answers all your questions about the bankruptcy process and the outcomes you should expect. His compassionate approach to dealing with bankruptcy leaves no unpleasant surprises.

Reprieve through automatic stay
Creditors’ aggressive collection methods unfairly compound the stress of escalating debt. You can put an end to the constant harassing phone calls and letters meant to intimidate you into paying debts you cannot afford. As soon as you or your business files for bankruptcy, creditors must immediately stop all collection efforts — including those distressing letters and phone calls. Douglas can deal with your creditors so you can regain your peace of mind.

Your bankruptcy options
After an initial consultation and thorough debt analysis, Douglas helps you decide which bankruptcy option is appropriate. Common types of bankruptcies include:

• Chapter 7 bankruptcy
  If you and your spouse own few assets and earn smaller wages, Chapter 7 bankruptcy grants you relief from debts through the liquidation of your assets. Because many household and personal items are exempt, you can make a fresh start with limited disruption to your life.
• Chapter 11 bankruptcy
  If you own a corporation, partnership or sole proprietorship, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a reorganization plan. The Chapter 11 option helps you escape debt without losing the business you struggled so hard to build.
• Chapter 13 bankruptcy
  You can stop lenders from foreclosing on your home through Chapter 13 bankruptcy. Or if you and your spouse earn higher incomes, but sudden illness, job loss or other unexpected circumstances have interfered with your ability to pay your bills, Chapter 13 bankruptcy permits you to pay debts over time in smaller amounts.

Contact a Marietta, GA bankruptcy attorney you can trust
Douglas D. Middleton, P.C. is located in Marietta, GA and serves clients throughout the state of Georgia.
Call Douglas D. Middleton, P.C. at 770-428-2470 or 770-428-2268 or contact him online to schedule an appointment.